A business loan broker in Carrollton connects you to multiple lenders without the markup of direct lending, letting you compare SBA 7(a), equipment financing, working capital, and commercial real estate terms side by side before you commit to a single source.
Walk into a bank on Josey Lane and you'll see one menu: theirs. Their rates, their appetite, their timeline. Work with Stonecroft Lending Group at 16775 Addison Rd, Addison, TX 75001, Carrollton, TX, and you see five or ten menus at once. As a licensed small business loan broker, we submit your file to competing lenders and bring back offers you can actually compare. The difference matters when a quarter-point costs you thousands over five years, or when one lender sees risk where another sees opportunity. Commercial business financing in Carrollton runs on relationships, and we maintain those relationships so you don't spend six months building them yourself.
A business loan broker sources, structures, and negotiates financing on your behalf across multiple lenders, then discloses every broker fee in writing so you know the true cost before closing. We don't lend our own money. We don't warehouse funds. We connect Carrollton manufacturers along the President George Bush Turnpike, Frankford Road retailers, and service companies in Old Downtown to the lenders most likely to say yes at the lowest defensible cost. That means matching a machine shop's equipment financing need to a lender who understands CNC depreciation, or pairing a freight logistics startup near DFW Airport with invoice factoring lenders who move fast. Transparency starts with the application: we tell you which lenders will see your file, what each charges, and what our broker fee covers.
Loan programs
Stonecroft Lending Group submits to networks offering SBA 7(a) loans, working capital lines, equipment financing, commercial real estate acquisition, business lines of credit, and invoice factoring. An SBA broker like us knows which lenders pre-screen for local preferences (some favor Dallas-Fort Worth logistics companies, others want established healthcare practices), so your Carrollton HVAC contractor file doesn't land on a desk that only funds tech startups. Hard money lending broker channels open when conventional credit won't, though we'll always show you the lower-cost path first if you qualify.
Imagine you own a commercial print shop two blocks south of Hebron Parkway. You need $200,000 to replace an aging offset press and add digital capacity. One lender quotes a five-year term with a balloon. Another structures seven years, fully amortized, but wants a higher origination fee. A third offers SBA 7(a) terms with a longer runway but requires more paperwork. You could visit three institutions yourself over three months, or call Stonecroft Lending Group at (972) 587-6244 and see all three offers in two weeks. We lay the costs side by side: origination, servicing, prepayment penalties, and our broker fee. You pick the deal that fits your cash flow, not the one that happened to approve first.
How it works
Start with a ten-minute call. We'll ask about revenue, time in business, credit profile, collateral, and use of funds. Then we draft a broker agreement that names our fee and the lenders we'll approach. Once you sign, we package financials, tax returns, and a narrative that explains why your Carrollton business is a safe bet. We submit simultaneously, field questions, and negotiate terms. When offers arrive, we translate the fine print and walk you through the cost-transparency worksheet. You choose. We coordinate closing. The entire process typically runs two to six weeks, depending on program complexity and lender workload.
Stonecroft Lending Group serves Carrollton and nearby communities including Farmers Branch, Addison, Coppell, Hebron, and The Colony. Visit us at 16775 Addison Rd, Addison, TX 75001, Carrollton, TX, or call (972) 587-6244 to compare your options.
Serving the Carrollton area
We know which lenders fund which kinds of Carrollton businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Why Carrollton owners trust Stonecroft Lending Group
Talk to a local advisor and get matched to the right program, no obligation.
