SBA Loans in Addison, TX
SBA loans provide Addison businesses with long repayment terms, lower down payments, and flexible use of funds for expansion, equipment, or real estate.
SBA loans provide Addison businesses with long repayment terms, lower down payments, and flexible use of funds for expansion, equipment, or real estate.
Two family-owned restaurants operate within a mile of each other along Belt Line Road in Addison. One owner tapped a short-term merchant cash advance to renovate the dining room, then discovered the daily deductions consumed most of the weekend revenue. The second owner worked with Stonecroft Lending Group to secure an SBA loan structured for commercial real estate and tenant improvements, spreading repayment over ten years with predictable monthly obligations and room to breathe during slower seasons.
The difference wasn't luck. It was choosing a financing path built for long-term stability instead of speed at any cost. Addison's concentration of hospitality and professional-services firms along the Midway Road corridor means cash flow can swing month to month, and SBA 7(a) loans absorb those swings better than high-cost alternatives.
SBA loans
SBA 7(a) loans deliver terms up to 25 years for real estate and ten years for equipment or working capital, with down payments often starting around ten percent. The Small Business Administration guarantees a portion of each loan, which lets lenders extend credit to businesses that might not meet conventional thresholds.
Addison companies use SBA financing to acquire office condos near Quorum Drive, buy delivery fleets, refinance expensive debt, or fund seasonal inventory. Because Stonecroft Lending Group operates as a broker, we compare offers from multiple SBA-preferred lenders rather than locking you into a single institution's underwriting criteria.
SBA loans
We gather your financials, draft a loan narrative, and submit your package to lenders who compete for your business. You see each term sheet side by side, with every origination fee and guarantee fee disclosed before you sign.
Our Addison office at 16775 Addison Rd, Addison, TX 75001, Carrollton, TX sits minutes from Addison Airport and the Dallas North Tollway, so local meetings fit your schedule. Call (972) 587-6244 to start your SBA pre-qualification. We also serve Farmers Branch, Coppell, The Colony, and surrounding communities across the greater Carrollton area.
Common questions
Why Carrollton owners trust Stonecroft Lending Group
Talk to a local advisor and get matched to the right program, no obligation.